Pat Nikolewski, Appraiser (530) 613-8004 can do FHA loansRest assured that Pat Nikolewski, Appraiser (530) 613-8004 is an FHA-approved appraisal firm in CA. If you have an FHA-loan, be sure to contact Pat Nikolewski, Appraiser (530) 613-8004, as we are approved and qualified to perform FHA appraisal reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents. If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. An FHA loan is underwritten by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is make sure that the mortgage is insured in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are created to aid low-to-moderate income buyers help meet credit qualifications if they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. Buyers with lower income or less starting funds to put down on a mortgage are helped the most from Federal Housing Administration loan programs. |